Privacy Policy and Terms of Service

Use of Site

You may only use this site to browse the content, legitimately register for education sessions and shall not use this site for any other purposes, including without limitation, to make any speculative, false or fraudulent purchase. Unauthorized use of this site and/or the materials contained on this site may violate applicable copyright, trademark or other intellectual property laws or other laws.

Our Rights

Planning To Retire reserves the right to:

  1. modify or withdraw, temporarily or permanently, the Website (or any part of) with or without notice to you and you confirm that we shall not be liable to you or any third party for any modification to or withdrawal of the Website; and/or
  2. change these Conditions from time to time, and your continued use of the Website (or any part of) following such change shall be deemed to be your acceptance of such change. It is your responsibility to check regularly to determine whether the Conditions have been changed. If you do not agree to any change to the Conditions then you must immediately stop using the Website.
  3. change/update the website. You will not be eligible for any compensation because you cannot use any part of the Website or because of a failure, suspension or withdrawal of all or part of the Website due to circumstances beyond our control.

Privacy Policy

Planning to Retire is committed to protecting your privacy. This privacy policy applies to all the web pages related to this website.

All the information gathered in the online registration form on the website is used to personally identify the registrant of the particular education session. The information will be used for registration and payment for the chosen date of the session.  By registering your email will also be used to send you system alert/reminder messages as well as Planning To Retire notifications. The credit card information used for registration payment will not be stored by Planning To Retire None of the information will be sold or made available to anyone. If you wish to be removed from this email notification list, please contact cathy@planningtoretire.ca

Planning to Retire may need to change this policy from time to time in order to address new issues and reflect changes on our site. We will post those changes here so that you will always know what information we gather.  If you have any questions or concerns about our privacy policy, please send us an email at cathy@walzrobinsongroup.com.

By using this website, you signify your acceptance of our Privacy Policy. If you do not agree to this policy, please do not use our site. Your continued use of the website following the posting of changes to these terms will mean that you accept those changes.

Cookie/Tracking Technology

The Site may use cookie and tracking technology depending on the features offered. Cookie and tracking technology are useful for gathering information such as browser type and operating system, tracking the number of visitors to the Site, and understanding how visitors use the Site. Cookies can also help customize the Site for visitors. Personal information cannot be collected via cookies and other tracking technology; however, if you previously provided personally identifiable information, cookies may be tied to such information. Aggregate cookie and tracking information may be shared with third parties.

Third Party Links

In an attempt to provide increased value to our Users, we may provide links to other websites or resources on www.walzrobinsongroup.com. You acknowledge and agree that we are not responsible for the availability of such external sites or resources, and do not endorse and are not responsible or liable, directly or indirectly, for the privacy practices or the content (including misrepresentative or defamatory content) of such websites, including (without limitation) any advertising, products or other materials or services on or available from such websites or resources, nor for any damage, loss or offence caused or alleged to be caused by, or in connection with, the use of or reliance on any such content, goods or services available on such external sites or resources.

Cancellation and Substitution Policy

Cancellations are not accepted. However, you may reschedule for another offering or you may substitute participants. Please notify us of any changes, by e-mail, at least ten (10) days prior to the course start date. Registrants who fail to attend the course will be responsible for the full registration fee.

Payment Options and Pricing

  • All transactions will be processed in Canadian Dollars.
  • 5% GST will be charged in addition to the registration fee.
  • GST/HST No. 821093127

Credit Card

We accept MasterCard and Visa credit cards as on line payment options for the purposes of session registration.

Security Policy

Authorize.net is the Gateway provider for Planning To Retire Authorize.Net is committed to safeguarding customer information and combating fraud. They operate with a mission to provide the most secure and reliable payment solutions.

To accomplish this, Authorize.Net dedicates significant resources toward a strong infrastructure, and adheres to both strict internal security policies and industry security initiatives.

With Authorize.Net, our customers can be confident their data is secure. Authorize.net utilizes industry-leading technologies and protocols, such as 128-bit Secure Sockets Layer (SSL) and are compliant with a number of government and industry security initiatives.

Payment Card Industry Data Security Standard

The Payment Card Industry Data Security Standard (PCI DSS) is a set of comprehensive requirements developed by the major card brands to facilitate the adoption of consistent data security measures. Each year they renew the PCI DSS compliance. To confirm PCI compliance, please see Visa’s list of compliant service providers.

Payment Security/Authorize.Net Compliance

With Authorize.Net, customers can be confident their data is secure. Learn more about our compliance with industry protocols such as the Payment Card Industry Data Security Standard (PCI DSS).

Monitoring

We have the right, but not the obligation, to monitor any activity and content associated with the Website. We may investigate any reported violation of these Conditions or complaints and take any action that we deem appropriate (which may include, but is not limited to, issuing warnings, suspending, terminating or attaching conditions to your access and/or removing any materials from the Website).

Updating of these Terms and Conditions

We reserve the right to change, modify, add to or remove from portions or the whole of these Terms and Conditions from time to time. Changes to these Terms and Conditions will become effective upon such changes being posted to this Website. It is the User’s obligation to periodically check these Terms and Conditions at the Website for changes or updates. The User’s continued use of this Website following the posting of changes or updates will be considered notice of the User’s acceptance to abide by and be bound by these Terms and Conditions, including such changes or updates.

Consent

I understand that all the designs and trademarks are registered to Planning To Retire and hereby accept the terms and conditions. I undertake not to copy/duplicate the trademarks and designs directly or indirectly in anyway and understand the legal implications thereof. Should I be found to be in violation of this agreement I understand that I will be held liable for all legal costs incurred by Planning To Retire for any civil action or any legal action deemed necessary against me.